You've just bought a new car and now the dealer is offering you a whole bunch of additional options, one of them being buying an extended warranty for that brand new car. Know all the facts before you sign on the dotted line. Here is some advice about buying that new car extended warranty insurance. There is one thing that you need to know about car dealers – they are out to make the sale. Yes, they want you to find the car that you want with them so that they can make money. This includes trying to offer you...

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We love our children and want to give them the best. When they turn sixteen, the “best” to them is a driver’s license and a car they can cruise around in. If you are in the market for car insurance for your teen, here is some advice on finding the most affordable auto insurance for them. Just the thought of your teen behind the wheel of a car can send you scurrying for the bottle of antacid tablets. You dared drive with them and they have now earned their driver’s license. So, it is time to find car insurance for...

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To file or not to file; that is the question. There are certain situations where you should file a claim if your car was damaged due to an accident. However, there are other instances where filing a claim for losses less than $1,000 may not be necessary or advisable. Here is some advice on whether or not to make an auto insurance claim. Depending upon the terms of your auto insurance policy, a claim needs to be filed in cases where the amount of damage to the car exceeds the deductible. In addition, the law requires...

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Luckily there are other ways than getting married (if you are single) or relocating to get your insurance costs down. One is comparison shopping. Like prices in a drug store, the cost of insurance can vary widely. The difference can be as much as hundreds of dollars for virtually the same policy. Here is some advice about how to reduce your auto insurance premiums. If you have two or more cars, putting them all under the same policy may cost less per car. Same goes for having home and auto policies from the same company. Insurers also like to see...

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To file or not to file; that is the question. There are certain instances where you should file a claim if your car was damaged due to an accident. However, there are other instances where filing a claim for losses less than $1,000 may not be necessary. But there’s a catch. Depending upon the terms of your insurance policy, a claim needs to be filed in cases where the amount of damage to the car exceeds the deductible. In addition, the law requires damage above a specific amount to be reported to the Department of Motor Vehicles....

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For every accident, the first step is to figure out if anyone is hurt and get help if needed. In most states, you are required to call the police. Drivers should then exchange names, addresses, telephone numbers, and the names of each one's insurance company or broker. You probably don't want to make any statements about your guilt or responsibility for the accident. The next call is to your insurer. Make sure you follow your policy's requirements regarding proof of an accident and assessed damage. Some companies will require names and addresses of witnesses and injured persons. You may have...

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Automobile insurance is essentially insurance that individuals or companies can purchase for any kind of vehicle in order to protect against losses sustained in traffic accidents. Auto insurance policies are, in reality, a bundle of different types of coverage. This insurance will usually cover the insured party, the insured motor vehicle, and any third parties involved. Different policies will identify the situations in which each of these entities is covered. Below are many of the coverage types involved when you purchase car insurance.

Liability Insurance: Liability coverage is the most basic and foundational coverage in car insurance policies and...

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Luckily there are other ways than getting married (if you are single) or relocating to get your auto insurance costs down. One is comparison shopping. Like prices in a drug store, the cost of insurance can vary widely. The difference can be as much as hundreds of dollars for virtually the same policy.

If you have two or more cars, putting them all under the same policy may cost less per car. Same goes for having home and auto policies from the same company. Insurers also like to see some initiative, as when a driver takes a refresher course on...

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