Insurance Advice | InsuranceAdvice.com » Auto

Car Accident Basic Steps

Tue, 28 Apr 2009 15:16:00 +0000

For every accident, the first step is to figure out if anyone is hurt and get help if needed. In most states, you are required to call the police. Drivers should then exchange names, addresses, telephone numbers, and the names of each one's insurance company or broker. You probably don't want to make any statements about your guilt or responsibility for the accident. The next call is to your insurer. Make sure you follow your policy's requirements regarding proof of an accident and assessed damage. Some companies will require names and addresses of witnesses and injured persons. You may have...

Auto Insurance Basics

Tue, 21 Apr 2009 15:11:56 +0000

Automobile insurance is essentially insurance that individuals or companies can purchase for any kind of vehicle in order to protect against losses sustained in traffic accidents. Auto insurance policies are, in reality, a bundle of different types of coverage. This insurance will usually cover the insured party, the insured motor vehicle, and any third parties involved. Different policies will identify the situations in which each of these entities is covered. Below are many of the coverage types involved when you purchase car insurance.

Liability Insurance: Liability coverage is the most basic and foundational coverage in car insurance policies and...

Saving Money on Automobile Premiums

Wed, 18 Feb 2009 01:59:11 +0000

Luckily there are other ways than getting married (if you are single) or relocating to get your auto insurance costs down. One is comparison shopping. Like prices in a drug store, the cost of insurance can vary widely. The difference can be as much as hundreds of dollars for virtually the same policy.

If you have two or more cars, putting them all under the same policy may cost less per car. Same goes for having home and auto policies from the same company. Insurers also like to see some initiative, as when a driver takes a refresher course on...