Luckily there are other ways than getting married (if you are single) or relocating to get your auto insurance costs down. One is comparison shopping. Like prices in a drug store, the cost of insurance can vary widely. The difference can be as much as hundreds of dollars for virtually the same policy.

If you have two or more cars, putting them all under the same policy may cost less per car. Same goes for having home and auto policies from the same company. Insurers also like to see some initiative, as when a driver takes a refresher course on...

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