November is right around the corner and for millions of people that means open enrollment time for their health insurance plans. Open enrollment is the time when employees and employers can make changes to their insurance needs. It can be a confusing time. You’re often faced with an abundance of decisions and many of them may not be clear. Before open enrollment comes around and you’re handed a stack of paperwork to review and sign, consider these open enrollment tips. Being prepared for it will help you make the right insurance decisions for you and your family. Here is...

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