Insurance Advice | InsuranceAdvice.com » renter insurance http://insuranceadvice.com Your Source for Insurance Advice Wed, 01 Feb 2012 17:23:10 +0000 en hourly 1 http://wordpress.org/?v=3.0.4 Do Renters Need Homeowner Insurance? http://insuranceadvice.com/do-renters-need-homeowner-insurance.html http://insuranceadvice.com/do-renters-need-homeowner-insurance.html#comments Mon, 30 Mar 2009 14:25:32 +0000   http://insuranceadvice.com/?p=160

Probably. Consider that a home is not just the building, but the stuff inside. Your landlord's insurance covers damage to the structure, but if you want to protect your belongings - your wide-screen TV, camera, and four-poster bed - you'll have to buy your own policy. Renter's insurance (which is usually much cheaper than homeowner's) covers losses caused by everything from fire, hail, and falling objects to theft, vandalism, and more. It will also protect you from liability if a guest slips on the rug. But you must purchase separate riders for damage caused by floods and earthquakes, or to...

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