All insurance policies have limitations and exclusions on the things they’re covered, and the amounts you may be able to receive as reimbursement. Your health insurance policy, for example, won’t cover every type of illness and accident or other malady that may affect you. Even umbrella insurance policies have coverage limits and exclusions for certain types of claims.
The same is also true with your homeowner’s insurance policy. You might assume that you’ll be fully covered in compensated for any damage that might happen to your home, for whatever reason, but that’s simply not the case.
Everyone’s policy is different,... Articles Tagged ‘insurance coverage’
What Your Homeowners Insurance Doesn’t Cover
All insurance policies have limitations and exclusions on the things they’re covered, and the amounts you may be able to receive as reimbursement. Your health insurance policy, for example, won’t cover every type of illness and accident or other malady that may affect you. Even umbrella insurance policies have coverage limits and exclusions for certain types of claims.
The same is also true with your homeowner’s insurance policy. You might assume that you’ll be fully covered in compensated for any damage that might happen to your home, for whatever reason, but that’s simply not the case.
Everyone’s policy is different,...
Friday, June 21st, 2013
All insurance policies have limitations and exclusions on the things they’re covered, and the amounts you may be able to receive as reimbursement. Your health insurance policy, for example, won’t cover every type of illness and accident or other malady that may affect you. Even umbrella insurance policies have coverage limits and exclusions for certain types of claims.
The same is also true with your homeowner’s insurance policy. You might assume that you’ll be fully covered in compensated for any damage that might happen to your home, for whatever reason, but that’s simply not the case.
Everyone’s policy is different,... Do You Have Enough Homeowners Insurance To Handle What Mother Nature Does Next?
Regardless of whether or not believe in the phenomenon of “global warming,” it’s impossible to ignore the recent increase in significant weather events. All across the country, the past several years have seen weather related destruction in many different forms. Hurricanes have battered the east coast, droughts and wildfires have destroyed millions of acres in the southwest and west, and extreme flooding has occurred in many places throughout the country.
Apart from loss of life, the most significant damage from this crazy weather is damage to homes. It’s therefore vitally important for you to make sure you have enough homeowners...
Monday, February 13th, 2012
Regardless of whether or not believe in the phenomenon of “global warming,” it’s impossible to ignore the recent increase in significant weather events. All across the country, the past several years have seen weather related destruction in many different forms. Hurricanes have battered the east coast, droughts and wildfires have destroyed millions of acres in the southwest and west, and extreme flooding has occurred in many places throughout the country.
Apart from loss of life, the most significant damage from this crazy weather is damage to homes. It’s therefore vitally important for you to make sure you have enough homeowners... Is it Possible to Have Too Much Insurance?
Wednesday, September 29th, 2010
Having adequate insurance coverage for your life, health, home, and automobile is a sound part of any individual’s overall financial planning. But this insurance coverage isn’t free, of course. You pay premiums for each type of coverage you have, and you pay higher premiums in order to get more coverage.
At a certain point – especially if you have a change in your life or your family situation – you might find yourself paying premiums for coverage that is excessive, or no longer necessary. There are a number of different circumstances where it may be appropriate for you...
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