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Surprising Things That Raise Your Health Insurance Premiums

Friday, January 30th, 2015
Surprising Things That Raise Your Health Insurance PremiumsChances are that your health insurance costs are becoming an increasingly larger portion of your monthly household budget. So doing whatever you can to reduce those costs (without reducing the scope of coverage) is as important as ever. For example, you probably already know that staying healthy and quitting smoking will help you keep your health insurance premiums low. Perhaps you’ve even raised your deductibles or your coinsurance ratio, knowing that these steps can help minimize your monthly out-of-pocket costs. But you might also want to consider some of the surprising things that could raise your health insurance premiums, and...

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Give Yourself an Insurance Audit in 2013

Monday, January 7th, 2013
Give Yourself an Insurance Audit in 2013For many individuals, shopping for insurance can be one of the least enjoyable aspects of personal financial planning. Not only is it unpleasant to consider the “what if” scenarios that would trigger an insurance claim, it can also be difficult to spend money buying a service that you hope you’ll never have to use. Unfortunately, this sentiment often leads individuals to ignore the scopes of their different insurance policies. One way to make sure you’re always on top of your insurance coverage is to conduct a yearly review of all your insurance policies. Here is some advice and tips on...

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