[caption id="attachment_895" align="alignleft" width="150"] How Much Life Insurance Do New Parents Need[/caption]New parents will experience a seemingly endless set of changes in their lives, not the least of which are the financial changes and new financial responsibilities that arise. For new parents who just had their very first child, the issues that arise can seem overwhelming. One of the first things new parents will need to do is purchase life insurance.
The process for taking out new life insurance policies is straightforward, but almost as soon as you begin you’re faced with a single question that will end... Articles Tagged ‘life insurance’
How Much Life Insurance Do New Parents Need?
[caption id="attachment_895" align="alignleft" width="150"] How Much Life Insurance Do New Parents Need[/caption]New parents will experience a seemingly endless set of changes in their lives, not the least of which are the financial changes and new financial responsibilities that arise. For new parents who just had their very first child, the issues that arise can seem overwhelming. One of the first things new parents will need to do is purchase life insurance.
The process for taking out new life insurance policies is straightforward, but almost as soon as you begin you’re faced with a single question that will end...
Tuesday, May 10th, 2016
[caption id="attachment_895" align="alignleft" width="150"] How Much Life Insurance Do New Parents Need[/caption]New parents will experience a seemingly endless set of changes in their lives, not the least of which are the financial changes and new financial responsibilities that arise. For new parents who just had their very first child, the issues that arise can seem overwhelming. One of the first things new parents will need to do is purchase life insurance.
The process for taking out new life insurance policies is straightforward, but almost as soon as you begin you’re faced with a single question that will end... How Getting Married Changes Your Insurance Needs
Getting married will change many things in both your and your spouse’s lives. You’ll likely spend a lot of time, effort and money planning for and having your wedding, and even more time, effort and money setting up your new household. Combining two lives into a single venture can certainly take some getting used to.
In addition, getting married can change what the two of you need to do with respect to your insurance requirements. Remember that insurance is the foundation of a secure personal financial scenario, and it should be one of the first things you reexamine whenever there...
Thursday, June 11th, 2015
Getting married will change many things in both your and your spouse’s lives. You’ll likely spend a lot of time, effort and money planning for and having your wedding, and even more time, effort and money setting up your new household. Combining two lives into a single venture can certainly take some getting used to.
In addition, getting married can change what the two of you need to do with respect to your insurance requirements. Remember that insurance is the foundation of a secure personal financial scenario, and it should be one of the first things you reexamine whenever there... Give Yourself an Insurance Audit in 2013
For many individuals, shopping for insurance can be one of the least enjoyable aspects of personal financial planning. Not only is it unpleasant to consider the “what if” scenarios that would trigger an insurance claim, it can also be difficult to spend money buying a service that you hope you’ll never have to use. Unfortunately, this sentiment often leads individuals to ignore the scopes of their different insurance policies.
One way to make sure you’re always on top of your insurance coverage is to conduct a yearly review of all your insurance policies.
Here is some advice and tips on...
Monday, January 7th, 2013
For many individuals, shopping for insurance can be one of the least enjoyable aspects of personal financial planning. Not only is it unpleasant to consider the “what if” scenarios that would trigger an insurance claim, it can also be difficult to spend money buying a service that you hope you’ll never have to use. Unfortunately, this sentiment often leads individuals to ignore the scopes of their different insurance policies.
One way to make sure you’re always on top of your insurance coverage is to conduct a yearly review of all your insurance policies.
Here is some advice and tips on... Having a Baby? Here’s an Insurance Checklist
The birth of a child is certain to be one of the most significant events in your life. If it’s your first child, you’ll also face significant changes to your lifestyle. And as you might imagine for something so important, it involves a lot of planning. Many of the things to plan for, such as prenatal medical care, your child’s nursery, and childcare responsibilities, are certain to be on your planning checklist.
But what about insurance? As with any other significant change in your life, having a baby can significantly alter your insurance needs.
Here is a checklist of points...
Friday, October 26th, 2012
The birth of a child is certain to be one of the most significant events in your life. If it’s your first child, you’ll also face significant changes to your lifestyle. And as you might imagine for something so important, it involves a lot of planning. Many of the things to plan for, such as prenatal medical care, your child’s nursery, and childcare responsibilities, are certain to be on your planning checklist.
But what about insurance? As with any other significant change in your life, having a baby can significantly alter your insurance needs.
Here is a checklist of points... Advice on How to Shop for Life Insurance Online
Wednesday, February 1st, 2012
Online shopping has become the preferred method for many people looking to buy different kinds of products and services. It’s difficult to deny, for example, the effect that the Internet has had on the purchasing habits of consumers of books and music. But you can also shop for plenty of other products and services online.
Perhaps surprisingly, life insurance is one of the things that you can now shop for online. But like buying just about anything else, you need to make sure that you sufficiently educate yourself about the buying process, and what you need to look for.
Here is some...
Advice on How to Research and Compare Insurance Policies Online
Of all the expenses in your budget, one that sometimes seems the most opaque is your cost of insurance. Chances are you pay for insurance to cover your home and car, as well as health insurance and life insurance. There are a variety of options for each type of coverage, so it’s important to make sure that you have the right kind of coverage, and that you aren’t paying too much for it.
Not surprisingly, the best way to research and compare your different insurance policy options is using the Internet. There are many sites and resources available to you...
Thursday, January 5th, 2012
Of all the expenses in your budget, one that sometimes seems the most opaque is your cost of insurance. Chances are you pay for insurance to cover your home and car, as well as health insurance and life insurance. There are a variety of options for each type of coverage, so it’s important to make sure that you have the right kind of coverage, and that you aren’t paying too much for it.
Not surprisingly, the best way to research and compare your different insurance policy options is using the Internet. There are many sites and resources available to you... Advice on What to Expect When You Apply for Life Insurance
Life insurance is something that too many of us do not have enough of. Some have no coverage whatsoever, while others have only small policies that might barely cover their final expenses. You need enough life insurance to pay funeral expenses, pay off debts, and make sure your dependents are taken care of when you’re gone.
If you don’t have enough coverage to take care of these things, it’s time to apply for it. Don’t worry, it’s not as difficult or unpleasant as you might think.
Here’s some information and advice on what you can expect when applying for a...
Saturday, December 10th, 2011
Life insurance is something that too many of us do not have enough of. Some have no coverage whatsoever, while others have only small policies that might barely cover their final expenses. You need enough life insurance to pay funeral expenses, pay off debts, and make sure your dependents are taken care of when you’re gone.
If you don’t have enough coverage to take care of these things, it’s time to apply for it. Don’t worry, it’s not as difficult or unpleasant as you might think.
Here’s some information and advice on what you can expect when applying for a... Do You Have Enough Life Insurance?
Life insurance isn’t something that most of us like to think about. But if we want to make sure that our loved ones are taken care of when we’re gone, it’s something that we should consider carefully. Here's some advice you need to consider. An alarming number of people have no life insurance, and many others don’t have as much as they should.
Those who are able to get life insurance through their employers often do so, but these policies rarely provide adequate coverage. Most offer a death benefit of $10,000 to $25,000, which is barely enough to pay your...
Friday, November 18th, 2011
Life insurance isn’t something that most of us like to think about. But if we want to make sure that our loved ones are taken care of when we’re gone, it’s something that we should consider carefully. Here's some advice you need to consider. An alarming number of people have no life insurance, and many others don’t have as much as they should.
Those who are able to get life insurance through their employers often do so, but these policies rarely provide adequate coverage. Most offer a death benefit of $10,000 to $25,000, which is barely enough to pay your... What Is Variable Universal Life Insurance?
Life insurance is, without a doubt, something that just about everyone should have. But not everyone should have the same type of policy. Here's some advice on one of the the many different flavors of life insurance, and any given type may or may not be suitable for you.
One little known type of life insurance is variable universal life insurance, or VUL for short. Like other universal life insurance policies, VUL builds cash value and is paid when the insured dies, regardless of whether he or she is still paying premiums. But unlike your average universal life policy, the...
Monday, June 27th, 2011
Life insurance is, without a doubt, something that just about everyone should have. But not everyone should have the same type of policy. Here's some advice on one of the the many different flavors of life insurance, and any given type may or may not be suitable for you.
One little known type of life insurance is variable universal life insurance, or VUL for short. Like other universal life insurance policies, VUL builds cash value and is paid when the insured dies, regardless of whether he or she is still paying premiums. But unlike your average universal life policy, the... Things to Know About Permanent Life Insurance
When it comes to buying life insurance, shopping around is a must. There are lots of life insurance companies to choose from, and you can buy through an agent or directly from the company. Most companies offer a variety of life insurance products, and some will meet your needs better than others.
The first thing that life insurance shoppers need to know is that there are two main types of life insurance: term and permanent. Term life insurance is purchased for a period of up to 30 years. The policyholder is covered for the duration of the term as long...
Monday, May 9th, 2011
When it comes to buying life insurance, shopping around is a must. There are lots of life insurance companies to choose from, and you can buy through an agent or directly from the company. Most companies offer a variety of life insurance products, and some will meet your needs better than others.
The first thing that life insurance shoppers need to know is that there are two main types of life insurance: term and permanent. Term life insurance is purchased for a period of up to 30 years. The policyholder is covered for the duration of the term as long... 
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