How Getting Married Changes Your Insurance Needs ››

How Getting Married Changes Your Insurance NeedsGetting married will change many things in both your and your spouse’s lives. You’ll likely spend a lot of time, effort and money planning for and having your wedding, and even more time, effort and money setting up your new household. Combining

5 Insurance Changes To Make When You’re Getting Ready To Have A Baby ››

5 Insurance Changes To Make When You’re Getting Ready To Have A BabyHaving a child represents a significant change to your life in many different ways. You probably anticipate and understand that your life will have a different focus once you’re a parent, though perhaps the full extent of the change can be hard

Homeowners Insurance Endorsements You Should Pay Attention To ››

Homeowners Insurance Endorsements You Should Pay Attention ToHomeowners insurance is absolutely essential in order to protect what’s likely the single largest financial asset you own: your home. Besides that, your bank will require that you have a sufficient amount of homeowners’ insurance when you first take out your

5 Common Umbrella Insurance Questions Answered ››

5 Common Umbrella Insurance Questions AnsweredOnce you’ve got your comprehensive auto and homeowner’s insurance policies in place you’re completely covered against losses relating to your car and home, right? Unfortunately, that’s not necessarily the case. Homeowner’s and auto insurance policies are subject to maximum coverage limits, so they

Surprising Reasons Why Obama Care Might Be Right for You ››

Surprising Reasons Why Obama Care Might Be Right for YouMillions of people across the country have visited the HealthCare.gov website since the October 1, 2013 launch. That was the day that the federal health insurance program known as “Obama Care” or the “Affordable Care Act” was officially launched. Although many have

The High Costs of Not Having Health Insurance ››

The High Costs of Not Having Health InsuranceIt would be virtually impossible not to notice how much the price of health insurance and medical care has exploded over the last two decades. The situation has gotten so significant for so many people that comprehensive health care reform (including access

What Your Homeowners Insurance Doesn’t Cover ››

What Your Homeowners Insurance Doesn’t CoverAll insurance policies have limitations and exclusions on the things they’re covered, and the amounts you may be able to receive as reimbursement. Your health insurance policy, for example, won’t cover every type of illness and accident or other malady that may

Tips for Filing an Incident Claim With Your Insurance Agent ››

Tips for Filing an Incident Claim With Your Insurance AgentWe buy many different types of insurance to protect ourselves and our families. We insure our health, our automobiles, our homes, and even our lives. And we hope that we never suffer any type of loss that requires us to make a

What is a Deductible? ››

What is a DeductibleHaving adequate insurance coverage is generally viewed as a necessary part of any solid personal financial plan. For example, without sufficient health insurance, a single accident or injury could wipe out years or even decades worth of your savings. Similarly, if you