Homeowners Insurance Endorsements You Should Pay Attention To ››

Homeowners Insurance Endorsements You Should Pay Attention ToHomeowners insurance is absolutely essential in order to protect what’s likely the single largest financial asset you own: your home. Besides that, your bank will require that you have a sufficient amount of homeowners’ insurance when you first take out your

5 Common Umbrella Insurance Questions Answered ››

5 Common Umbrella Insurance Questions AnsweredOnce you’ve got your comprehensive auto and homeowner’s insurance policies in place you’re completely covered against losses relating to your car and home, right? Unfortunately, that’s not necessarily the case. Homeowner’s and auto insurance policies are subject to maximum coverage limits, so they

Surprising Reasons Why Obama Care Might Be Right for You ››

Surprising Reasons Why Obama Care Might Be Right for YouMillions of people across the country have visited the HealthCare.gov website since the October 1, 2013 launch. That was the day that the federal health insurance program known as “Obama Care” or the “Affordable Care Act” was officially launched. Although many have

The High Costs of Not Having Health Insurance ››

The High Costs of Not Having Health InsuranceIt would be virtually impossible not to notice how much the price of health insurance and medical care has exploded over the last two decades. The situation has gotten so significant for so many people that comprehensive health care reform (including access

What Your Homeowners Insurance Doesn’t Cover ››

What Your Homeowners Insurance Doesn’t CoverAll insurance policies have limitations and exclusions on the things they’re covered, and the amounts you may be able to receive as reimbursement. Your health insurance policy, for example, won’t cover every type of illness and accident or other malady that may

Tips for Filing an Incident Claim With Your Insurance Agent ››

Tips for Filing an Incident Claim With Your Insurance AgentWe buy many different types of insurance to protect ourselves and our families. We insure our health, our automobiles, our homes, and even our lives. And we hope that we never suffer any type of loss that requires us to make a

What is a Deductible? ››

What is a DeductibleHaving adequate insurance coverage is generally viewed as a necessary part of any solid personal financial plan. For example, without sufficient health insurance, a single accident or injury could wipe out years or even decades worth of your savings. Similarly, if you

Give Yourself an Insurance Audit in 2013 ››

Give Yourself an Insurance Audit in 2013For many individuals, shopping for insurance can be one of the least enjoyable aspects of personal financial planning. Not only is it unpleasant to consider the “what if” scenarios that would trigger an insurance claim, it can also be difficult to spend

Will I Save Money if I Raise My Deductible? ››

Will I Save Money if I Raise My DeductibleInsurance forms the “safety net” of each of our personal financial plans. We buy life insurance in order to financially provide for our families when we die, we buy health insurance so that we don’t have to pay the full cost of